Free chit fund app that does the maths for you.
Track members, collections, auctions and payouts in one place. No Excel formulas, no notebook, no arguments.
- Free for your first chit
- Multi-language · works offline
- Web, Android and desktop
Auction chit · Monthly
Sri Lakshmi Chit
Treasury
₹1,24,500
Cycle
8 / 20
Collected
₹3,40,000
Pending
₹40,000
Cycle 8 collections
16 of 20 paid
ChitBook by the numbers
Chits worth crores, already running here.
Organisers across India moved off notebooks and spreadsheets. The maths, the passbooks and the reminders now take care of themselves.
2,000+
organisers
running their chits on ChitBook
25,000+
members tracked
with a passbook of their own
₹100 Cr+
chit value managed
across auction, fixed and loan chits
5 Lakh+
collections recorded
receipts, payouts and dividends
Free for your first chit · or open ChitBook in any browser
Join 2,000+ organisers already running their chits here
from 218 ratings
Built to replace the spreadsheet
Your chit fund Excel sheet, minus the formulas.
Every organiser starts with a sheet. It breaks the first time someone pays half, or the dividend needs recalculating for twenty members at once.
ChitBook does that maths on its own — and keeps a passbook for every member.
Every kind of chit
Whatever your group calls it, ChitBook runs it.
Auction, fixed, committee, commeeti, kuri, chitty, BC, loan chits — daily, weekly, monthly or yearly. Set your rules once; the schedule builds itself.
Auction chits
Record the bid. Commission, dividend and everyone's next instalment follow on their own.
Fixed & committee
Book the payout order in advance. Every member gets a table of what they pay each cycle.
Base + premium
Members who have won pay the higher amount from their win cycle. The payout grows with it.
Loan chits
Principal and interest per cycle, alongside the deposit, with a full repayment schedule.
Chit fund passbook
Every rupee, provable in one tap.
Contributions, commission, payouts and dividends all post to a proper ledger. The balance is calculated from the entries, so it always reconciles — and any member who asks “where did my money go?” gets a printed answer.
- A passbook per member, exportable as PDF
- Undo a wrong entry without breaking the balance
- Count cash denominations on collections and payouts
Partial
₹10,000
Full
₹18,750
Advance
₹37,500
₹8,750 carries to cycle 9. Her next due becomes ₹27,500 — nothing for you to recalculate.
Flexible payments
Members pay half now, rest on Friday. That’s fine.
Most chit software only knows paid or unpaid. ChitBook takes partial payments, advances and arrears the way collections really happen.
- Advances settle future cycles automatically
- A winner's dues come out of their payout
- Pay a payout in instalments when cash is tight
The rest of the job, already handled.
Payment reminders
Members get a nudge before the due date, so you stop making the awkward call.
PDF reports
Cycle sheets, member statements and the full ledger, ready to print or share.
Member access
Let members check their own dues, or keep the chit private to you.
Multi-language support
Your members read every screen in their own language, not just the menus.
Works offline
Collect in a basement or a village with no signal. It syncs when you're back.
Phone, laptop, desktop
One account across the Android app, any browser, and an installable desktop app.
Cash denominations
Count the notes into the app. It has to tally before it saves.
Safe corrections
Fix a bid or a receipt and every later cycle updates itself.
Running in ten minutes.
STEP 01
Set up the chit
Pot amount, members, frequency, commission. The schedule builds itself.
STEP 02
Add your members
Names and numbers. Invite them to see their dues, or don't.
STEP 03
Collect and close
Log receipts, record the auction, close the cycle. Dividends roll forward.
Chit fund software for business
Running chits as a business?
Unlimited chits, records that are never overwritten, and help moving your running chits in mid-cycle.
Free to start. Cheap to grow.
Full chit fund ERP from ₹0. No per-member charge, ever.
Free
For the chit you're running now.
1 running chit
- Every chit type and frequency
- Unlimited members
- Receipts, ledger and passbooks
- Payment reminders
Pro
A few chits at a time.
₹166 a month, billed yearly
Up to 5 running chits
- Everything in Free
- Excel and PDF reports
- Cross-chit dues and day book
- Priority support
Power
Full-time foremen.
₹416 a month, billed yearly
Up to 20 running chits
- Everything in Pro
- 3 staff accounts (coming soon)
- Onboarding help
- Pay by UPI or bank transfer
Business
Chit companies with a team.
₹833 a month, billed yearly
Unlimited running chits
- Everything in Power
- 10 staff accounts (coming soon)
- Branches (coming soon)
- We move your running chits in
Enterprise
Custom quoteFor registered chit companies and multi-branch operators.
From ₹2,999 / month, billed yearly
- Unlimited chits, staff and branches
- Data migration done for you
- Named account manager
Organisers who threw away the notebook.
4.4 on Google Play · 2,000+ organisers
“Used to track everything in a diary. ChitBook made it so much easier to calculate who owes what.”
Rahul S.
Family group organiser
“The best part is I can just show the app to members to prove the calculations are correct.”
Priya M.
Office chit admin
“Simple UI, no confusing jargon. Just works perfectly for our 20-member local group.”
Anand K.
Small business owner
Chit fund app — common questions
Ask us anything. A person replies, usually the same day.
Contact supportIs ChitBook free?
Yes — your first chit is free forever, with unlimited members and no trial clock. You only pay if you run several chits at once.
Can it replace my chit fund Excel sheet?
That's what it's for. Instalments, dividends, commission and arrears are calculated for you, and every member gets a passbook — no formulas to maintain and nothing to break when someone pays late.
Is ChitBook a chit fund company?
No. It's bookkeeping software. We never collect or hold money — it moves between you and your members exactly as it does today.
Does it work offline?
Yes. Collect where there's no signal and it syncs when you're back online.
Where can I download the app?
On Google Play for Android and tablets. On a computer or an iPhone, open ChitBook in the browser — it installs to your desktop or home screen in one tap, no download needed.
Which types of chits does it handle?
All of them — auction, fixed, committee, kuri, chitty, BC and loan chits, running daily, weekly, monthly or yearly.
Can members see their own dues?
If you switch it on. Invited members see their contributions, dividends and pending amount — which ends most arguments before they start.
Start your next chit here.
Free for your first chit. No card, no sales call.